Grand Hotel Scarborough Essay Example | Topics and Well Written Essays - 1000 words

Grand Hotel Scarborough - Essay Example This paper discusses the effects of free-thinking and development during this period by citing the multi-dimensional background of this historical landmark. The Grand Hotel is considered to be an important part of Victorian legacy since it was the first custom-built hotel in the whole of Europe. According to Wolff (2009), Europeans were growing wealthier due to the era of colonialism and the benefits realized through the Renaissance. The Grand Hotel was constructed to attract the richest vacationers with some of the latest luxuries of the day. The hotel was first constructed in 1863 at a time when the notion of sub-bathing was gaining widespread popularity. By 1867, the hotel had evolved into one of the world’s biggest luxury hotels and consisted of more than 370 guest rooms. Watkin (2007) says that the architecture of the hotel is truly Victorian in nature and was instrumental in popularizing it as an early holiday resort. Scarborough was a small-town sea resort for almost 25 0 years prior to the construction of the Grand Hotel. The first Spa in the town came up around 1626, when a stream of water containing acidic properties was discovered flowing down from the nearby cliffs. A hundred years later, visitors had the opportunity to have a dip in the sea and could sun-bathe on the shore. But it was not until the arrival of the modern railway during the 1840s that the number of visitors into the town multiplied manifold (Burton, 2008). More than seven million yellow bricks were used for the construction of this hotel and were prepared specially for this purpose in the nearby town of Hunmanby (Burton, 2008). The rise in tourist numbers presented a new business opportunity and prompted an architect named John Gibson to design a magnificent hotel that would be constructed on Scarborough’s South Cliff. The plan to build the world’s largest hotel was unveiled in 1845 and it was not until 18 years later that the hotel was deemed complete. According to Linstrum (2009), the hotel consisted of four large towers at each of its corners and represented the four seasons in a year. There were 12 floors denoting the 12 months in a year. By 1867, the hotel boasted of over 365 rooms signifying the number of days in a year. In fact, the hotel has a total of fifty-two chimneys, one for each week in a year. Hitchcock (2008) says that the time and care taken to construct this hotel projects the prevailing sentiment during the era that inspired achievement and perfection. Guests at the Grand Hotel were provided up to four taps to choose between fresh and sea water (both hot and cold). Kemp (2004) adds that the entire hotel was itself constructed in a ‘V’ shape to commemorate Queen Victoria. The Grand Hotel, together with other popular landmarks in Scarborough, was bombed severely during the First World War. However, it was restored back to its original glory in quick time. The Hotel suffered serious damage when the German Navy bo mbarded the entire coastline in Northern Yorkshire in 1914. Luckily, the attack happened during the off-peak season when there were very few guests in the hotel. Shells from German U-boats damaged the Grand Restaurant while several guestrooms suffered massive damage due to direct bombardment. The cost of refurbishing the hotel during those days was estimated at nearly ?10,000 (Gray, 2006). While the

Social Work Essay

Social Work Essay Social work is a profession that focuses on people of all ages. The definition given by the International Federation of Social Workers is, The above definition states that social work values include solving problems, enhancing well-being, human rights, social justice, empowerment, social change and liberation. The definition of the word values differs depending on whether you are talking about personal values or professional values. Personal values are a set of principles that support peoples actions or behaviours. Professional values are guidelines like the Code of Practice set up by the Care Council for Wales that all social care workers must adhere to. As a social worker our personal values must not interfere with our professional values. We must be professional at all times. The role of a social worker is to shield vulnerable people, develop relationships and where possible help families to stay together while sticking to these guidelines. They also support people to enable them to live a happy life as possible. Social workers work as part of multi-disciplinary teams with other professions such as education, health and probation services. This is to make sure that all aspects of the service users life is taken into consideration when help is being discussed. If this is completed effectively no aspect of the service users life if left without any help if it is needed. Social workers work in various different organisations. Some work for local authorities in children and adult services departments there are also social workers working in hospitals and the voluntary and private sector. The above value of social justice includes the need for resources to be distributed evenly amongst all members of society, to ensure that basic human needs are met. It is the members of society that are socially excluded that find it difficult to access these resources. Many people that social workers work with are socially excluded and discriminated against for a number of reasons. Social exclusion is defined as, Social exclusion describes a way of life where opportunities are few, services are difficult to access and people lose hope. It is caused and upheld by a set of linked, and often recurring, problems like low income, lack of work, poor health, low educational attainment, living in a poor physical environment and high levels of crime. As a result of social exclusion it is difficult to reduce poverty and malnutrition due to the people who are socially excluded being more difficult to reach. People with less money are more likely to have poor levels of health and education. This is particularly true when lack of money is paired with lack of basic needs. Discrimination is also a big part of being socially excluded. Discrimination has been apparent as far back a 1834 with the Poor Law Amendment Act where people where categorised as either deserving or undeserving poor. The deserving poor included widows, the very old and the very ill, the undeserving poor included unmarried mothers. Some members of society still hold these views today. Members of society can be discriminated against for many reasons including age, race, ethnicity, gender and sexual orientation. Discrimination has negative affects for both the individual and society. It could result in the individual being too scared to leave the house for fear of being called names or in some cases attacked due to their race. This could cause them to become isolated which could cause depression. It is the responsibility of a social worker to see past the age of a service user or their race and to help them as an individual. The Quality Assurance Agency for Higher Education (2000) cited in Horner (2007, pg 141) talks about social work values and states that, It is important that at all times social workers practice in an anti oppressive and anti -discriminatory way. Both terms are often used interchangeably but the meaning of oppressive is different to that of discriminatory. Anti-discriminatory practice is compulsory by legislation. This started in the Sex Equality Act 1975, the Race Relations Act 1976 and the Children Act 1989. Equality is a basic principle with regards to the work the Welsh Government are doing. Before devolution there was no logical approach to inequalities in Wales. In Wales: A better country, it states that, There are differing levels of social exclusion depending on the area in which you live. Access to resources is easier If you live in the centre on Cardiff as you are close to all of the amenities you may need, for example a Doctors surgery if you are felling unwell or a supermarket selling copious amounts of fruit and vegetables to help provide a healthy balanced diet. If you live on the outskirts of the city where there are less houses and more open fields, you have further to travel to see a doctor or access fruit and vegetables, in most cases you need a car to access these and need to have good health in general to be able to make the journey. In 1998, twelve out of twenty-two Local Authorities in Wales had a higher percentage of unfit housing than the Welsh average of 8.5 percent (Welsh Government, 2006). This means that more than 8.5 percent of housing in over half of Wales wasnt suitable for people to live in. The issues social workers in Wales may come across are not only different depending on where in Wales they work but with Wales being a multi-cultural society they may come across a service user whose first language is different to their own. This does not just refer to people speaking Welsh but also people speaking other languages from all over the World, for example, Polish and Indian amongst others. Without prior knowledge of this, it is difficult to accommodate and you may find that your questions are now fully being understood or you are not fully understanding the questions. If you know in advance it may be possible to arrange for an interpreter, this would mean that the conversation is understood and you are more likely to give that service user the help that they need. Social services in Wales are delivered to the people by the twenty-two local authorities and around 1,800 voluntary and private organisations. The law requires Local authorities to provide Social Services. There are 150,000 people in Wales that are supported by social services. The Welsh Governments responsibilities for funding, setting the policy, reviewing, inspecting and regulating social services, cover, adult and child care, support and advice, grants and community voluntary care. The foundation of the Welsh Governments Social Services and Social Care work is the 10 year strategy Fulfilled Lives, Supportive Communities. The strategy is put to local authorities who have a responsibility, In conclusion, the role of a social worker is very varied and complex. Social workers face many issues while working with service users and their families. They work with people of all ages. There are many values that social workers must work to which can be found in the code of practice, outlined by the Care Council for Wales. Promoting social justice is a very important value that all social workers but work towards with service users. Everyone had personal values that they have developed as they have grown older but it is important that social workers stick to the professional values that they have agreed to uphold at all times and that their personal values do not interfere with these. Social workers work with the most vulnerable members of society and to ensure professionalism they stick to guidelines at all times. To help service users, multi-disciplinary teams are set up. These make sure that all aspect of the service users life is taken into consideration when trying to help them. It is not only Local Authorities that have social workers as part of the teams, there are also social workers working in the voluntary and private sector. The value of social justice includes the need for resources to be distributed evenly to all of society. It is the members of society that are socially excluded that find it hard to access these resources. People who are socially excluded have fewer opportunities and very often lose hope. It can be difficult to address social exclusion as people who are socially excluded are difficult to reach. Discrimination is a big part of social exclusion. People can be discriminated against because of their age, race, ethnic origin, gender and sexual orientation amongst others. There are only negative effects of discrimination which could lead to depression. Levels of social exclusion can be different depending on where people live, so no two social workers work with identical service users because they just do not exist.

Impact of Guilt on MacBeth :: essays papers

Impact of Guilt on MacBeth What is guilt and what major impact does it have in the play Macbeth by William Shakespeare? Guilt is defined as the fact or state of having offended someone or something. Guilt may cause a person to have trouble sleeping and difficulty in relationships with others. The effects of guilt tie into Macbeth with the theme of night and darkness. Guilt causes the main characters’ consciences to overcome them mentally and physically causing their downfalls. In the tragedy Macbeth by William Shakespeare, the recurring theme of night and darkness is used to symbolize guilt and conscience such as when Macbeth and Lady Macbeth want the darkness to conceal their evil deeds and in the end, when Lady Macbeth is afraid of the darkness and nighttime. In Act I, after King Duncan names Malcolm the Prince of Cumberland, Macbeth is already plotting to kill Duncan. He asks the darkness to come and hide his evil deeds so no one would see the terrible thing he was about to do. He says â€Å"Stars, hide your fires; let not light see my black and deep desires: The eye wink at the hand; yet let that be which the eye fears, when it is done, to see† (Act I, scene iv, ll.50-53). This is demonstrated again after the murder of Banquo when Macbeth says to Lady Macbeth â€Å"Come, seeling night, scarf up the tender eye of pitiful day, and with thy bloody and invisible hand cancel and tear to pieces that great bond which keeps me pale†(Act III, scene ii, ll.46-50). This quote from the play also shows the importance of night and darkness to Macbeth’s plot of killing Banquo. He is asking the night to come and hide and cover up the things he has done to Banquo. These examples from Macbeth show that throughout the play, Macbeth wants the darkness to conceal his evil deeds. Lady Macbeth also asks the night to come upon her and hide her by the darkest smoke of hell. She doesn’t want to be seen as she and Macbeth commit their terrible deeds. She wants the night to hide her thoughts and actions about killing Duncan while she is reading Macbeth’s letter. She says â€Å"Come, thick night, and pall thee in the dunnest smoke of hell, that my keen knife see not the wound it makes, not heaven peep through the blanket of the dark, to cry ‘Hold, hold’!† (Act I, scene v, ll.50-54). She is already planning the murder of Duncan long before her husband’s return.

10 Worst Computer Viruses of All Time

10 Worst Computer Viruses of All Time Computer viruses can be a nightmare. Some can wipe out the information on a hard drive, tie up traffic on a computer network for hours, turn an innocent machine into a zombie and replicate and send themselves to other computers. If you've never had a machine fall victim to a computer virus, you may wonder what the fuss is about. But the concern is understandable — according to Consumer Reports, computer viruses helped contribute to $8. 5 billion in consumer losses in 2008 [source: MarketWatch]. Computer viruses are just one kind of online threat, but they're arguably the best known of the bunch.Computer viruses have been around for many years. In fact, in 1949, a scientist named John von Neumann theorized that a self-replicated program was possible [source: Krebs]. The computer industry wasn't even a decade old, and already someone had figured out how to throw a monkey wrench into the figurative gears. But it took a few decades before prog rammers known as hackers began to build computer viruses. While some pranksters created virus-like programs for large computer systems, it was really the introduction of the personal computer that brought computer viruses to the public's attention.A doctoral student named Fred Cohen was the first to describe self-replicating programs designed to modify computers as viruses. The name has stuck ever since. |Old-school Viruses | |Some of the earliest viruses to infect personal computers included the Apple Viruses, which attacked Apple II computers | |and the Brain virus, which could infect PCs. | In the good old days (i. e. , the early 1980s), viruses depended on humans to do the hard work of spreading the virus to other computers. A hacker would save the virus to disks and then distribute the disks to other people.It wasn't until modems became common that virus transmission became a real problem. Today when we think of a computer virus, we usually imagine something that transmits itse lf via the Internet. It might infect computers through e-mail messages or corrupted Web links. Programs like these can spread much faster than the earliest computer viruses. We're going to take a look at 10 of the worst computer viruses to cripple a computer system. Let's start with the Melissa virus. Worst Computer Virus 10: Melissa In the spring of 1999, a man named David L. Smith created a computer virus based on a Microsoft Word macro.He built the virus so that it could spread through e-mail messages. Smith named the virus â€Å"Melissa,† saying that he named it after an exotic dancer from Florida [source: CNN]. [pic] Daniel Hulshizer/AFP/Getty Images A courtroom photo of David L. Smith, the alleged creator of the Melissa virus. Rather than shaking its moneymaker, the Melissa computer virus tempts recipients into opening a document with an e-mail message like â€Å"Here is that document you asked for, don't show it to anybody else. † Once activated, the virus repli cates itself and sends itself out to the top 50 people in the recipient's e-mail address book.The virus spread rapidly after Smith unleashed it on the world. The United States federal government became very interested in Smith's work — according to statements made by FBI officials to Congress, the Melissa virus â€Å"wreaked havoc on government and private sector networks† [source: FBI]. The increase in e-mail traffic forced some companies to discontinue e-mail programs until the virus was contained. After a lengthy trial process, Smith lost his case and received a 20-month jail sentence. The court also fined Smith $5,000 and forbade him from accessing computer networks without court authorization [source: BBC].Ultimately, the Melissa virus didn't cripple the Internet, but it was one of the first computer viruses to get the public's attention. Flavors of Viruses In this article, we'll look at several different kinds of computer viruses. Here's a quick guide to what we' ll see: †¢ The general term computer virus usually covers programs that modify how a computer works (including damaging the computer) and can self-replicate. A true computer virus requires a host program to run properly — Melissa used a Word document. †¢ A worm, on the other hand, doesn't require a host program.It's an application that can replicate itself and send itself through computer networks. †¢ Trojan horses are programs that claim to do one thing but really do another. Some might damage a victim's hard drive. Others can create a backdoor, allowing a remote user to access the victim's computer system. Next, we'll look at a virus that had a sweet name but a nasty effect on its victims. Worst Computer Virus 9: ILOVEYOU A year after the Melissa virus hit the Internet, a digital menace emerged from the Philippines. Unlike the Melissa virus, this threat came in the form of a worm — it was a standalone program capable of replicating itself.It bore the n ame ILOVEYOU. [pic] Robyn Beck/AFP/Getty Images A screenshot of the ILOVEYOU computer virus The ILOVEYOU virus initially traveled the Internet by e-mail, just like the Melissa virus. The subject of the e-mail said that the message was a love letter from a secret admirer. An attachment in the e-mail was what caused all the trouble. The original worm had the file name of LOVE-LETTER-FOR-YOU. TXT. vbs. The vbs extension pointed to the language the hacker used to create the worm: Visual Basic Scripting [source: McAfee].According to anti-virus software producer McAfee, the ILOVEYOU virus had a wide range of attacks: †¢ It copied itself several times and hid the copies in several folders on the victim's hard drive. †¢ It added new files to the victim's registry keys. †¢ It replaced several different kinds of files with copies of itself. †¢ It sent itself through Internet Relay Chat clients as well as e-mail. †¢ It downloaded a file called WIN-BUGSFIX. EXE from the Internet and executed it. Rather than fix bugs, this program was a password-stealing application that e-mailed secret information to the hacker's e-mail address.Who created the ILOVEYOU virus? Some think it was Onel de Guzman of the Philippines. Filipino authorities investigated de Guzman on charges of theft — at the time the Philippines had no computer espionage or sabotage laws. Citing a lack of evidence, the Filipino authorities dropped the charges against de Guzman, who would neither confirm nor deny his responsibility for the virus. According to some estimates, the ILOVEYOU virus caused $10 billion in damages [source: Landler]. Gotcha! As if viruses, worms and Trojan horses weren't enough, we also have to worry about virus hoaxes.These are fake viruses — they don't actually cause any harm or replicate themselves. Instead, the creators of these viruses hope that people and media companies treat the hoax as if it were the real deal. Even though these hoaxes aren't immediately dangerous, they are still a problem. Like the boy who cried wolf, hoax viruses can cause people to ignore warnings about real threats. Now that the love fest is over, let's take a look at one of the most widespread viruses to hit the Web. Worst Computer Virus 8: The Klez Virus [pic] Joe Raedle/Getty Images Fortunately for consumers, there's no shortage of antivirus software suites on the market.The Klez virus marked a new direction for computer viruses, setting the bar high for those that would follow. It debuted in late 2001, and variations of the virus plagued the Internet for several months. The basic Klez worm infected a victim's computer through an e-mail message, replicated itself and then sent itself to people in the victim's address book. Some variations of the Klez virus carried other harmful programs that could render a victim's computer inoperable. Depending on the version, the Klez virus could act like a normal computer virus, a worm or a Trojan horse.It coul d even disable virus-scanning software and pose as a virus-removal tool [source: Symantec]. Shortly after it appeared on the Internet, hackers modified the Klez virus in a way that made it far more effective. Like other viruses, it could comb through a victim's address book and send itself to contacts. But it could also take another name from the contact list and place that address in the â€Å"From† field in the e-mail client. It's called spoofing — the e-mail appears to come from one source when it's really coming from somewhere else. Spoofing an e-mail address accomplishes a couple of goals.For one thing, it doesn't do the recipient of the e-mail any good to block the person in the â€Å"From† field, since the e-mails are really coming from someone else. A Klez worm programmed to spam people with multiple e-mails could clog an inbox in short order, because the recipients would be unable to tell what the real source of the problem was. Also, the e-mail's recip ient might recognize the name in the â€Å"From† field and therefore be more receptive to opening it. Antivirus Software It's important to have an antivirus program on your computer, and to keep it up to date.But you shouldn't use more than one suite, as multiple antivirus programs can interfere with one another. Here's a list of some antivirus software suites: †¢ Avast Antivirus †¢ AVG Anti-Virus †¢ Kaspersky Anti-Virus †¢ McAfee VirusScan †¢ Norton AntiVirus Several major computer viruses debuted in 2001. In the next section, we'll take a look at Code Red. Worst Computer Virus 7: Code Red and Code Red II [pic] Chris Hondros/Getty Images The CERT Coordination Center at Carnegie-Mellon university published an advisory alerting the public to the dangers of the Code Red virus. The Code Red and Code Red II worms popped up in the summer of 2001.Both worms exploited an operating system vulnerability that was found in machines running Windows 2000 and Windo ws NT. The vulnerability was a buffer overflow problem, which means when a machine running on these operating systems receives more information than its buffers can handle, it starts to overwrite adjacent memory. The original Code Red worm initiated a distributed denial of service (DDoS) attack on the White House. That means all the computers infected with Code Red tried to contact the Web servers at the White House at the same time, overloading the machines.A Windows 2000 machine infected by the Code Red II worm no longer obeys the owner. That's because the worm creates a backdoor into the computer's operating system, allowing a remote user to access and control the machine. In computing terms, this is a system-level compromise, and it's bad news for the computer's owner. The person behind the virus can access information from the victim's computer or even use the infected computer to commit crimes. That means the victim not only has to deal with an infected computer, but also may fall under suspicion for crimes he or she didn't commit.While Windows NT machines were vulnerable to the Code Red worms, the viruses' effect on these machines wasn't as extreme. Web servers running Windows NT might crash more often than normal, but that was about as bad as it got. Compared to the woes experienced by Windows 2000 users, that's not so bad. Microsoft released software patches that addressed the security vulnerability in Windows 2000 and Windows NT. Once patched, the original worms could no longer infect a Windows 2000 machine; however, the patch didn't remove viruses from infected computers — victims had to do that themselves.What do I do now? What should you do if you find out your computer has been hit with a computer virus? That depends on the virus. Many antivirus programs are able to remove viruses from an infected system. But if the virus has damaged some of your files or data, you'll need to restore from backups. It's very important to back up your inform ation often. And with viruses like the Code Red worms, it's a good idea to completely reformat the hard drive and start fresh. Some worms allow other malicious software to load onto your machine, and a simple antivirus sweep might not catch them all.Worst Computer Virus 6: Nimda [pic] SMobile Systems The Symbian Skull Virus affects cell phones, causing them to display a series of skull images like this. Another virus to hit the Internet in 2001 was the Nimda (which is admin spelled backwards) worm. Nimda spread through the Internet rapidly, becoming the fastest propagating computer virus at that time. In fact, according to TruSecure CTO Peter Tippett, it only took 22 minutes from the moment Nimda hit the Internet to reach the top of the list of reported attacks [source: Anthes]. The Nimda worm's primary targets were Internet servers.While it could infect a home PC, its real purpose was to bring Internet traffic to a crawl. It could travel through the Internet using multiple methods, including e-mail. This helped spread the virus across multiple servers in record time. The Nimda worm created a backdoor into the victim's operating system. It allowed the person behind the attack to access the same level of functions as whatever account was logged into the machine currently. In other words, if a user with limited privileges activated the worm on a computer, the attacker would also have limited access to the computer's functions.On the other hand, if the victim was the administrator for the machine, the attacker would have full control. The spread of the Nimda virus caused some network systems to crash as more of the system's resources became fodder for the worm. In effect, the Nimda worm became a distributed denial of service (DDoS) attack. Phoning it In Not all computer viruses focus on computers. Some target other electronic devices. Here's just a small sample of some highly portable viruses: †¢ CommWarrior attacked smartphones running the Symbian operating system (OS). The Skulls Virus also attacked Symbian phones and displayed screens of skulls instead of a home page on the victims' phones. †¢ RavMonE. exe is a virus that could infect iPod MP3 devices made between Sept. 12, 2006, and Oct. 18, 2006. †¢ Fox News reported in March 2008 that some electronic gadgets leave the factory with viruses pre-installed — these viruses attack your computer when you sync the device with your machine [source: Fox News]. Next, we'll take a look at a virus that affected major networks, including airline computers and bank ATMs. Worst Computer Virus 5: SQL Slammer/Sapphire pic] Chung Sung-Jun/Getty Images The Slammer virus hit South Korea hard, cutting it off from the Internet and leaving Internet cafes like this one relatively empty. In late January 2003, a new Web server virus spread across the Internet. Many computer networks were unprepared for the attack, and as a result the virus brought down several important systems. The Bank o f America's ATM service crashed, the city of Seattle suffered outages in 911 service and Continental Airlines had to cancel several flights due to electronic ticketing and check-in errors.The culprit was the SQL Slammer virus, also known as Sapphire. By some estimates, the virus caused more than $1 billion in damages before patches and antivirus software caught up to the problem [source: Lemos]. The progress of Slammer's attack is well documented. Only a few minutes after infecting its first Internet server, the Slammer virus was doubling its number of victims every few seconds. Fifteen minutes after its first attack, the Slammer virus infected nearly half of the servers that act as the pillars of the Internet [source: Boutin].The Slammer virus taught a valuable lesson: It's not enough to make sure you have the latest patches and antivirus software. Hackers will always look for a way to exploit any weakness, particularly if the vulnerability isn't widely known. While it's still impo rtant to try and head off viruses before they hit you, it's also important to have a worst-case-scenario plan to fall back on should disaster strike. A Matter of Timing Some hackers program viruses to sit dormant on a victim's computer only to unleash an attack on a specific date.Here's a quick sample of some famous viruses that had time triggers: †¢ The Jerusalem virus activated every Friday the 13th to destroy data on the victim computer's hard drive †¢ The Michelangelo virus activated on March 6, 1992 — Michelangelo was born on March 6, 1475 †¢ The Chernobyl virus activated on April 26, 1999 — the 13th anniversary of the Chernobyl meltdown disaster †¢ The Nyxem virus delivered its payload on the third of every month, wiping out files on the victim's computer Computer viruses can make a victim feel helpless, vulnerable and despondent.Next, we'll look at a virus with a name that evokes all three of those feelings. Worst Computer Virus 4: MyDoom [pi c] Alex Wong/Getty Images The MyDoom virus inspired politicians like U. S. Senator Chuck Schumer to propose a National Virus Response Center. The MyDoom (or Novarg) virus is another worm that can create a backdoor in the victim computer's operating system. The original MyDoom virus — there have been several variants — had two triggers. One trigger caused the virus to begin a denial of service (DoS) attack starting Feb. 1, 2004. The second trigger commanded the virus to stop distributing itself on Feb. 2, 2004. Even after the virus stopped spreading, the backdoors created during the initial infections remained active [source: Symantec]. Later that year, a second outbreak of the MyDoom virus gave several search engine companies grief. Like other viruses, MyDoom searched victim computers for e-mail addresses as part of its replication process. But it would also send a search request to a search engine and use e-mail addresses found in the search results. Eventually, searc h engines like Google began to receive millions of search requests from corrupted computers.These attacks slowed down search engine services and even caused some to crash [source: Sullivan]. MyDoom spread through e-mail and peer-to-peer networks. According to the security firm MessageLabs, one in every 12 e-mail messages carried the virus at one time [source: BBC]. Like the Klez virus, MyDoom could spoof e-mails so that it became very difficult to track the source of the infection. Oddball Viruses Not all viruses cause severe damage to computers or destroy networks. Some just cause computers to act in odd ways. An early virus called Ping-Pong created a bouncing ball graphic, but didn't seriously damage the infected computer.There are several joke programs that might make a computer owner think his or her computer is infected, but they're really harmless applications that don't self-replicate. When in doubt, it's best to let an antivirus program remove the application. Next, we'll ta ke a look at a pair of viruses created by the same hacker: the Sasser and Netsky viruses Worst Computer Virus 3: Sasser and Netsky [pic] David Hecker/AFP/Getty Images Sven Jaschan, creator of the Sasser and Netsky viruses, leaves the Verden Court. Sometimes computer virus programmers escape detection.But once in a while, authorities find a way to track a virus back to its origin. Such was the case with the Sasser and Netsky viruses. A 17-year-old German named Sven Jaschan created the two programs and unleashed them onto the Internet. While the two worms behaved in different ways, similarities in the code led security experts to believe they both were the work of the same person. The Sasser worm attacked computers through a Microsoft Windows vulnerability. Unlike other worms, it didn't spread through e-mail. Instead, once the virus infected a computer, it looked for other vulnerable systems.It contacted those systems and instructed them to download the virus. The virus would scan ran dom IP addresses to find potential victims. The virus also altered the victim's operating system in a way that made it difficult to shut down the computer without cutting off power to the system. The Netsky virus moves through e-mails and Windows networks. It spoofs e-mail addresses and propagates through a 22,016-byte file attachment [source: CERT]. As it spreads, it can cause a denial of service (DoS) attack as systems collapse while trying to handle all the Internet traffic.At one time, security experts at Sophos believed Netsky and its variants accounted for 25 percent of all computer viruses on the Internet [source: Wagner]. Sven Jaschan spent no time in jail; he received a sentence of one year and nine months of probation. Because he was under 18 at the time of his arrest, he avoided being tried as an adult in German courts. Black Hats Just as you'd find good and bad witches in Oz, you can find good and bad hackers in our world. One common term for a hacker who sets out to cre ate computer viruses or compromise system security is a black hat.Some hackers attend conventions like the Black Hat conference or Defcon to discuss the impact of black hats and how they use vulnerabilities in computer security systems to commit crimes. So far, most of the viruses we've looked at target PCs running Windows. But Macintosh computers aren't immune to computer virus attacks. In the next section, we'll take a look at the first virus to commit a Mac attack. Worst Computer Virus 2: Leap-A/Oompa-A [pic] Kevin Mazur Archive 1/WireImage/Getty Images We can thank â€Å"Weird Al† Yankovic for warning us of the dreaded â€Å"Stinky Cheese† virus.Maybe you've seen the ad in Apple's Mac computer marketing campaign where Justin â€Å"I'm a Mac† Long consoles John â€Å"I'm a PC† Hodgman. Hodgman comes down with a virus and points out that there are more than 100,000 viruses that can strike a computer. Long says that those viruses target PCs, not Mac comp uters. For the most part, that's true. Mac computers are partially protected from virus attacks because of a concept called security through obscurity. Apple has a reputation for keeping its operating system (OS) and hardware a closed system — Apple produces both the hardware and the software.This keeps the OS obscure. Traditionally, Macs have been a distant second to PCs in the home computer market. A hacker who creates a virus for the Mac won't hit as many victims as he or she would with a virus for PCs. But that hasn't stopped at least one Mac hacker. In 2006, the Leap-A virus, also known as Oompa-A, debuted. It uses the iChat instant messaging program to propagate across vulnerable Mac computers. After the virus infects a Mac, it searches through the iChat contacts and sends a message to each person on the list.The message contains a corrupted file that appears to be an innocent JPEG image. The Leap-A virus doesn't cause much harm to computers, but it does show that even a Mac computer can fall prey to malicious software. As Mac computers become more popular, we'll probably see more hackers create customized viruses that could damage files on the computer or snarl network traffic. Hodgman's character may yet have his revenge. Breaking into Song While computer viruses can pose a serious threat to computer systems and Internet traffic, sometimes the media overstates the impact of a particular virus.For example, the Michelangelo virus gained a great deal of media attention, but the actual damage caused by the virus was pretty small. That might have been the inspiration for the song â€Å"Virus Alert† by â€Å"Weird Al† Yankovic. The song warns listeners of a computer virus called Stinky Cheese that not only wipes out your computer's hard drive, but also forces you to listen to Jethro Tull songs and legally change your name to Reggie. We're down to the end of the list. What computer virus has landed the number one spot? Worst Computer Viru s 1: Storm WormThe latest virus on our list is the dreaded Storm Worm. It was late 2006 when computer security experts first identified the worm. The public began to call the virus the Storm Worm because one of the e-mail messages carrying the virus had as its subject â€Å"230 dead as storm batters Europe. † Antivirus companies call the worm other names. For example, Symantec calls it Peacomm while McAfee refers to it as Nuwar. This might sound confusing, but there's already a 2001 virus called the W32. Storm. Worm. The 2001 virus and the 2006 worm are completely different programs. [pic] Gabriel Bouys/AFP/Getty ImagesProfessor Adi Shamir of the Weizmann Institute of Sciences in Israel is the leader of the Anti-Spyware Coalition. The Storm Worm is a Trojan horse program. Its payload is another program, though not always the same one. Some versions of the Storm Worm turn computers into zombies or bots. As computers become infected, they become vulnerable to remote control by the person behind the attack. Some hackers use the Storm Worm to create a botnet and use it to send spam mail across the Internet. Many versions of the Storm Worm fool the victim into downloading the application through fake links to news stories or videos.The people behind the attacks will often change the subject of the e-mail to reflect current events. For example, just before the 2008 Olympics in Beijing, a new version of the worm appeared in e-mails with subjects like â€Å"a new deadly catastrophe in China† or â€Å"China's most deadly earthquake. † The e-mail claimed to link to video and news stories related to the subject, but in reality clicking on the link activated a download of the worm to the victim's computer [source: McAfee]. Several news agencies and blogs named the Storm Worm one of the worst virus attacks in years.By July 2007, an official with the security company Postini claimed that the firm detected more than 200 million e-mails carrying links to the Storm Worm during an attack that spanned several days [source: Gaudin]. Fortunately, not every e-mail led to someone downloading the worm. Although the Storm Worm is widespread, it's not the most difficult virus to detect or remove from a computer system. If you keep your antivirus software up to date and remember to use caution when you receive e-mails from unfamiliar people or see strange links, you'll save yourself some major headaches. MalwareComputer viruses are just one kind of malware. Other types include spyware and some kinds of adware. Spyware spies on what a user does with his or her computer. That can include logging keystrokes as a way to discover login codes and passwords. Adware is a software app that displays ads to users while they use a larger application like a Web browser. Some adware contains code that gives advertisers extensive access to private information. Want to learn more about computer viruses? Take a look at the links on the next page, if you dare. COMPUTER VIRUSES Markus Hanhisalo Department of Computer ScienceHelsinki University of Technology Markus. [email  protected] fi This report briefly introduces computer viruses and how they effect network security. I have introduced today's virus situation. Many people are afraid of viruses, mostly because they do not know much about them. This report will guide you in the event of a virus infection. Computer viruses and network security is important. There are things that are not public information. Therefore it is good to be a weare of possible network security problems. [pic] Table of Contents 1. Introduction to computer viruses 2. General information about computer viruses . 1 Different Malware types 2. 1. 1 Viruses 2. 1. 2 Trojan 2. 1. 3 Worms 2. 2 Macro viruses 2. 3 Virus sources 2. 3. 1 Why do people write and spread viruses? 2. 4 How viruses act 2. 4. 1 How viruses spread out 2. 4. 2 How viruses activate 2. 5 Viruses in different platforms 2. 5. 1 PC viruses 2. 5. 2 Macinto sh viruses 2. 5. 3 Other platforms 3. How to deal with viruses 3. 1 What are the signs of viruses 3. 2 What to do when you find viruses 4. How to protect from viruses 4. 1 How to provide against viruses 4. 2 Different anti-virus programs 5. Computer viruses in Finland 5.   Ã‚  Ã‚   A questionnaire survey in Finland about viruses 5. 2  Ã‚  Ã‚   It is going to be a criminal act to make viruses in Finland 6. How computer viruses have spread out around the world 7. Computer viruses and network security 8. Conclusions [pic] 1. Introduction to Computer Viruses The person might have a computer virus infection when the computer starts acting differently. For instance getting slow or when they turn the computer on, it says that all the data is erased or when they start writing a document, it looks different, some chapters might be missing or something else ubnormal has happened.The next thing usually the person whose computer might be infected with virus, panics. The person might think t hat all the work that have been done is missing. That could be true, but in most cases viruses have not done any harm jet, but when one start doing something and are not sure what you do, that might be harmful. When some people try to get rid of viruses they delete files or they might even format the whole hard disk like my cousin did. That is not the best way to act when the person think that he has a virus infection. What people do when they get sick?They go to see a doctor if they do not know what is wrong with them. It is the same way with viruses, if the person does not know what to do they call someone who knows more about viruses and they get professional help. If the person read email at their PC or if they use diskettes to transfer files between the computer at work and the computer at home, or if they just transfer files between the two computers they have a good possibility to get a virus. They might get viruses also when they download files from any internet site.There w as a time when people were able to be sure that some sites we secure, that those secure sites did not have any virus problems, but nowadays the people can not be sure of anything. There has been viruses even in Microsoft's download sites. In this report I am going to introduce different malware types and how they spread out and how to deal with them. Most common viruses nowadays are macro viruses and I am going to spend a little more time with them. I am going to give an example of trojan horses stealing passwords. 2. General information about computer viruses 2. 1 Different malware typesMalware is a general name for all programs that are harmful; viruses, trojan, worms and all other similar programs [1]. 2. 1. 1  Ã‚  Ã‚   Viruses A computer virus is a program, a block of executable code, which attach itself to, overwrite or otherwise replace another program in order to reproduce itself without a knowledge of a PC user. There are a couple of different types of computer viruses: bo ot sector viruses, parasitic viruses, multi-partite viruses, companion viruses, link viruses and macro viruses. These classifications take into account the different ways in which the virus can infect different parts of a system.The manner in which each of these types operates has one thing in common: any virus has to be executed in order to operate. [2] Most viruses are pretty harmless. The user might not even notice the virus for years. Sometimes viruses might cause random damage to data files and over a long period they might destroy files and disks. Even benign viruses cause damage by occupying disk space and main memory, by using up CPU processing time. There is also the time and expense wasted in detecting and removing viruses. 2. 1. 2  Ã‚  Ã‚   Trojan A Trojan Horse is a program that does something else that the user thought it would do.It is mostly done to someone on purpose. The Trojan Horses are usually masked so that they look interesting, for example a saxophone. wav f ile that interests a person collecting sound samples of instruments. A Trojan Horse differs from a destructive virus in that it doesn't reproduce. There has been a password trojan out in AOL land (the American On Line). Password30 and Pasword50 which some people thought were wav. files, but they were disguised and people did not know that they had the trojan in their systems until they tried to change their passwords. 9] According to an administrator of AOL, the Trojan steals passwords and sends an E-mail to the hackers fake name and then the hacker has your account in his hands. 2. 1. 3  Ã‚  Ã‚   Worms A worm is a program which spreads usually over network connections. Unlike a virus which attach itself to a host program, worms always need a host program to spread. In practice, worms are not normally associated with one person computer systems. They are mostly found in multi-user systems such as Unix environments. A classic example of a worm is Robert Morrisis Internet-worm 1988. [1,5] [pic] Picture 1  Ã‚  Ã‚   An example of a worm. . 2 Macro virus Macro viruses spread from applications which use macros. The macro viruses which are receiving attention currently are specific to Word 6, WordBasic and Excel. However, many applications, not all of them Windows applications, have potentially damaging and infective macro capabilities too. A CAP macro virus, now widespread, infects macros attached to Word 6. 0 for Windows, Word 6. 0. 1 for Macintosh, Word 6. 0 for Windows NT, and Word for Windows 95 documents. What makes such a virus possible is that the macros are created by WordBASIC and even allows DOS commands to be run.WordBASIC in a program language which links features used in Word to macros. A virus, named â€Å"Concept,† has no destructive payload; it merely spreads, after a document containing the virus is opened. Concept copies itself to other documents when they are saved, without affecting the contents of documents. Since then, however, other macro viruses have been discovered, and some of them contain destructive routines. Microsoft suggests opening files without macros to prevent macro viruses from spreading, unless the user can verify that the macros contained in the document will not cause damage.This does NOT work for all macro viruses. Why are macro viruses so successful? Today people share so much data, email documents and use the Internet to get programs and documents. Macros are also very easy to write. The problem is also that Word for Windows corrupts macros inadvertently creating new macro viruses. [pic] Picture 2  Ã‚  Ã‚   New macro virus by corruption [12] Corruption's also creates â€Å"remnant† macros which are not infectious, but look like viruses and cause false alarms. Known macro virus can get together and create wholly new viruses. [pic]Picture 3  Ã‚  Ã‚   Macro virus growth, July 1995 to May 1997 [12] There have been viruses since 1986 and macro viruses since 1995. Now about 15 percent o f virus are macro viruses. There are about 2. 000 macro viruses and about 11. 000 DOS viruses, but the problem is that macro viruses spreads so fast. New macro viruses are created in the work-place, on a daily basis, on typical end-user machines, not in a virus lab. New macro virus creation is due to corruption, mating, and conversion. Traditional anti-virus programs are also not good at detecting new macro viruses.Almost all virus detected in the Helsinki University of Technology have been macro viruses, according to Tapio Keihanen, the virus specialist in HUT. Before macro viruses it was more easy to detect and repair virus infections with anti-virus programs. But now when there are new macro viruses, it is harder to detect macro viruses and people are more in contact with their anti-virus vendor to detect an repair unknown macro viruses, because new macro viruses spread faster than new anti-virus program updates come up. 2. 3 Virus sources Viruses don not just appear, there is al ways somebody that has made it and they have own reason to so.Viruses are written everywhere in the world. Now when the information flow in the net and Internet grows, it does not matter where the virus is made. Most of the writers are young men. There are also few university students, professors, computer store managers, writers and even a doctor has written a virus. One thing is common to these writers, all of them are men, women do not waste their time writing viruses. Women are either smarter or they are just so good that never get caught. [1] 2. 3. 1 Why do people write and spread viruses? It is difficult to know why people write them.Everyone has their own reasons. Some general reasons are to experiment how to write viruses or to test their programming talent. Some people just like to see how the virus spreads and gets famous around the World. The following is a list from news group postings alt. comp. virus and tries to explain why people write and spread viruses. ?   they don't understand or prefer not to think about the consequences for other people ? they simply don't care ?   they don't consider it to be their problem if someone else is inconvenienced ? hey draw a false distinction between creating/publishing viruses and distributing them ? they consider it to be the responsibility of someone else to protect systems from their creations ? they get a buzz, acknowledged or otherwise, from vandalism ? they consider they're fighting authority ? they like ‘matching wits' with anti virus vendors ? it's a way of getting attention, getting recognition from their peers and their names (or at least that of their virus) in the papers and the Wild List ? they're keeping the anti virus vendors in a job . 4 How viruses act Viruses main mission is to spread out and then get active. Some viruses just spread out and never activate. Viruses when they spread out, they make copies of self and spreading is harmful. 2. 4. 1  Ã‚  Ã‚   How viruses spread out Vi ruses mission is to hop from program to other and this should happen as quickly as possible. Usually viruses join to the host program in some way. They even write over part of the host program. A computer is infected with a boot sector virus if it is booted from an infected floppy disk. Boot sector infections cannot normally spread across a network.These viruses spread normally via floppy disks which may come from virtually any source: ? unsolicited demonstration disks ? brand-new software ? disks used on your PC by salesmen or engineers ? repaired hardware A file virus infects other files, when the program to which it is attached is run, and so a file virus can spread across a network and often very quickly. They may be spread from the same sources as boot sector viruses, but also from sources such as Internet FTP sites and newsgroups. Trojan horses spread just like file viruses. A multipartite virus infects boot sectors and files.Often, an infected file is used to infect the boot sector: thus, this is one case where a boot sector infection could spread across a network. 2. 4. 2  Ã‚  Ã‚   How viruses activate We are always afraid that viruses do something harmful to files when they get active, but not all the viruses activate. Some viruses just spread out, but when viruses activate they do very different things. Might play a part of melody or play music in the background, show a picture or animated picture, show text, format hard disk or do changes to files. As an example, in one unnamed company: over a long period of time, the files in a server were corrupted just a bit.So backup copies were taken from the corrupted files. And after they noticed that something was wrong, it was too late to get back the data from the backups. That kind of event is the worst that can happen for the uses. There is also talk that viruses have done something to hardware like hard disk or monitor. Viruses can not do any harm to hardware but they can do harm to programs and for e xample to BIOS so that computer does not start after that. Usually you can start the computer from a boot diskette if the computer does not start otherwise. 2. 5  Ã‚  Ã‚   Viruses in different platforms 2. 5.   Ã‚  Ã‚   PC viruses Viruses are mostly written for PC-computers and DOS environment. Even though viruses are made for DOS environment, they are working also in Windows, Windows95, Windows NT and OS/2 operating systems. Some viruses like boot sector viruses, do not care what about operating systems. [1] 2. 5. 2  Ã‚  Ã‚   Macintosh viruses Macintosh viruses are not as a big problem as PC viruses are. There are not so many viruses in Macintosh operating system. Macintosh viruses has been found mostly from schools. How many Mac viruses there are? I found out that there are about 2-300 Mac-specific viruses.There are virtually no macro viruses which have a Mac-specific payload, but all macro viruses can infect on Macs and other platforms which runs Word 6. x of better. 2. 5. 3  Ã‚  Ã‚   Other platforms Viruses can be found from in almost any kind of computer, such as HP calculators used by students like HP 48-calculators and old computers like Commodore 64 and Unix computers too. [1] In general, there are virtually no non-experimental UNIX viruses. There have been a few Worm incidents, most notably the Morris Worm,. the Internet Worm, of 1988. There are products which scan some Unix systems for PC viruses.Any machine used as a file server (Novell, Unix etc. ) can be scanned for PC viruses by a DOS scanner if it can be mounted as a logical drive on a PC running appropriate network client software such as PC-NFS. Intel-based PCs running Unix e. g. Linux, etc. can also be infected by a DOS boot-sector virus if booted from an infected disk. The same goes for other PC-hosted operating systems such as NetWare. While viruses are not a major risk on Unix platforms, integrity checkers and audit packages are frequently used by system administrators to detect fi le changes made by other kinds of attack. . How to deal with viruses 3. 1  Ã‚  Ã‚   What are the signs of viruses Almost anything odd a computer may do, can blamed on a computer â€Å"virus,† especially if no other explanation can readily be found. Many operating systems and programs also do strange things, therefore there is no reason to immediately blame a virus. In most cases, when an anti-virus program is then run, no virus can be found. A computer virus can cause unusual screen displays, or messages – but most don't do that. A virus may slow the operation of the computer – but many times that doesn't happen.Even longer disk activity, or strange hardware behavior can be caused by legitimate software, harmless â€Å"prank† programs, or by hardware faults. A virus may cause a drive to be accessed unexpectedly and the drive light to go on but legitimate programs can do that also. One usually reliable indicator of a virus infection is a change in the le ngth of executable (*. com/*. exe) files, a change in their content, or a change in their file date/time in the Directory listing. But some viruses don't infect files, and some of those which do can avoid howing changes they've made to files, especially if they're active in RAM. Another common indication of a virus infection is a change to the reassignment of system resources. Unaccounted use of memory or a reduction in the amount normally shown for the system may be significant. In short, observing â€Å"something funny† and blaming it on a computer virus is less productive than scanning regularly   for potential viruses, and not scanning, because â€Å"everything is running OK† is equally inadvisable. 3. 2  Ã‚  Ã‚   What to do when you find viruses First thing what you should do when you find virus is count to ten and stay cool.You should keep notes on what you do and write down what your virus programs and you computer tells you. If you are not sure what to do, you should call the administrator for future action. In some cases it is not good to start you computer from hard disk, because the virus may active and then do some harm. Second,make sure that you should get sure that it is virus and what virus it is. It is important to know what kind of virus we are dealing with. Companies that make anti-virus programs knows what different viruses does and you can ether call them and ask about that viruses or you can go to their web pages and read about the virus you have.When you start you computer you should do it from a clean (non-infected) floppy diskette and after that run the virus program. The boot diskette should be write protected so that virus can not infect the boot diskette too. [6] It is good to take a backup of the file that was infected. Virus program could do some damage to the file and that is why it is good to have a backup. It is good to let you administrator to know about the virus, so viruses would not spread around so much. I n TKK PC classes are protected by anti-virus program and that virus program reports to a person, responsible for virus protection. . How to protect from viruses 4. 1  Ã‚  Ã‚   How to provide against viruses Best way to protect yourself is to prepare your computer against viruses in advance. One way to protect you computer is to use updated anti-virus program. When you get an email attachment, you should first check the attachment by checking the file with a anti-virus program. As an example in one unnamed Finnish company all information was mailed in email attachments. There was this one Word document that was mailed to everybody. That email attachment was infected by a macro virus.Everyone got the infected attachment and those who opened that attachment by Word got that CAP-macro virus. After all there were a few thousand infections. It took lots of time and money to clear that virus. One can protect the computer against boot sector viruses by setting the BIOS to start from a har d disk rather than from a floppy disk. Write protection is a good way to prohibit against viruses. Write protection works well in floppy disks, Windows NT and UNIX, but not that well in Windows and Windows95. 4.   Ã‚  Ã‚   Different anti-virus programs There are three different kind of anti-viral packages: activity monitors, authentication or change-detection software, and scanners. Each type has its own strengths and weaknesses. Commercial anti-viral programs have a combination of the above mentioned functions. [7] There are over ten good anti-viral programs. Most knows programs are Data Fellows F-Prot, EliaShim ViruSafe, ESaSS ThunderBYTE, IBM AntiVirus, McAfee Scan, Microsoft Anti-Virus, Symantec Norton AntiVirus and S&S Dr Solomon's AVTK.On a day-to-day basis, the average corporation should be very interested in the scan time; these impact strongly the users, who should be scanning hard drives and disks on a daily basis. If a product takes too long to carry out these basic tas ks, users will be unwilling to wait, and will stop using it. This is clearly undesirable – the perfect anti-virus product would be one which takes no time to run and finds all viruses. 5. Computer viruses in Finland 5. 1  Ã‚  Ã‚   A questionnaire in Finland about viruses Computer viruses are not uncommon in Finland, especially not in schools and universities. Virus prevention was not well organized in some organizations and tended to be better in government organizations than in local government or in firms† writes Marko Helenius in his Computer viruses in Finland report. He did a large scale questionnaire survey in Finland in the summer 1993. There were not macro viruses at that time yet, so today the virus situation is a bit different, but some results were pretty interesting. The knowledge of viruses was quite poor in all sectors: government, local authorities and companies. Respondents' knowledge of viruses was best in government organizations.How importance is vi rus prevention? The most positive attitude to virus prevention was in government organizations. 90% of the government organizations used some kind of anti-virus program, the same in local authority organizations was about 55 % and in companies it was over 60 %. [3] 5. 2  Ã‚  Ã‚   It is going to be a criminal act to make viruses in Finland There is a new government bill about writing and spreading viruses. If the bill goes through, it is going to be a criminal act to make and spread viruses in Finland and one could get two years in prison or a fine, if one spread or write viruses.If a person make a virus it would be same thing in court than a person were planning to burn something. It is criminal to make viruses in England, Italy, Netherlands, Switzerland and Russia. It is not punished to make or spread viruses in Finland, according today's penal code. If viruses make harm to somebody that could be punished. Nobody has been punished for that in Finland, even though some Finns has m ade viruses, for example Finnish Spryer. That virus formatted about 600 hard disks and did lots of damage. They say that it was made in Espoo, but they never got the persons that made that virus.Virus business in Finland is pretty big. Businesses that have specialized in viruses have about 100 million in sales together. It costs money to stop working and clean up the viruses. Computer viruses put in danger general safety, says Pihlajamaki from Ministry of Justice. It is dangerous if viruses gets to programs that control trains or airplanes. Computer viruses can also be used as a weapon. It is sad that America used computer viruses to slay and to make Iraq's computers non-functional. [4] 6. How computer viruses have spread out around the world Computer viruses are a problem all over the world.The following picture tells us how many times people have accessed Data Fellows, a company that makes anti-virus program F-Prot, more than 1,672,846 per month[10]. It means that people are inter esting in virus information. One reason is that people have to deal with viruses. Viruses in not only a problem in Finland and USA, it is a problem around the world. [pic] Picture 4  Ã‚  Ã‚   Accesses per month Today's most common virus is the macro virus. Cap virus is one of the macro viruses. Last month there were 3100 Cap macro virus accesses during the last 30 days in Data Fellows.Next common virus was Join the Crew with 1171 accesses and third common was Pen pal Greetings with 895 accesses. [10] [pic] Picture 5  Ã‚  Ã‚   Twenty most accessed virus descriptions during the last 30 days 7. Computer viruses and network security Computer viruses are one network security problem. A few people when asked if computer viruses can cause network security problems answered as follows. Dave Kenney answered from National Computer Security Assoc: â€Å"There is one macro virus for MSWord that is received as an attachment to MS Mail messages. If a user has Word open, and double clicks to see the ontents of the attachment, MS Word and the open document is infected. Then the document is mailed to three other users listed in the original user's address book. † â€Å"The only information that is leaked is the thing you should be worried about, your password! The trojan sends an E-mail to the hackers fake name and then he has your account at his hands,† wrote CJ from American Online. â€Å"Rarely, a Word macro virus may accidentally pick up some user information and carry it along; we know of one case where a macro virus â€Å"snatched† an innocent user macro that contained a password, and spread it far outside the company where that happened.In the future, however, it is entirely possible that more network-aware viruses will cause significant network security problems,† wrote David Chess from IBM. Marko Helenius wrote from Virus Research Unit, that there has been some cases when hackers have used trojan horses to gain information. There is one example in one finnish corporation where some money were transferred illegally a year ago. There has been a trojan in the University of   Tampere too where the trojan pretend to be a host transfer program. The trojan saved users login name and password to hard disk. 8.Conclusions There are lots of viruses in the world and new viruses are coming up every day. There are new anti-virus programs and techniques developed too. It is good to be aware of viruses and other malware and it is cheaper to protect you environment from them rather then being sorry. There might be a virus in your computer if it starts acting differently. There is no reason to panic if the computer virus is found. It is good to be a little suspicious of malware when you surf in the Internet and download files. Some files that look interesting might hide a malware.A computer virus is a program that reproduces itself and its mission is to spread out. Most viruses are harmless and some viruses might cause random dam age to data files. A trojan horse is not a virus because it doesn't reproduce. The trojan horses are usually masked so that they look interesting. There are trojan horses that steal passwords and formats hard disks. Marco viruses spread from applications which use macros. Macro viruses spreads fast because people share so much data, email documents and use the Internet to get documents. Macros are also very easy to write.Some people want to experiment how to write viruses and test their programming talent. At the same time they do not understand about the consequences for other people or they simply do not care. Viruses mission is to hop from program to other and this can happen via floppy disks, Internet FTP sites, newsgroups and via email attachments. Viruses are mostly written for PC-computers and DOS environments. Viruses are not any more something that just programmers and computer specialist have to deal with. Today everyday users have to deal with viruses.

Ground Rules in the Classroom

â€Å"No group can work successfully without rules that govern interactions and behaviour† (Minton 2005). Ground rules in a classroom depends largely on the type and the length of the course and the ages, ability and life experiences of the group being taught. Ground rules need to be set out at the beginning of a course to establish what is expected from the learners in terms of behaviour and mutual respect of fellow learners and the teacher. A good tool to use to implement these rules would be an â€Å"ice breaker† whereby the teacher would ask the learners to write down their own ideas of the perfect learning environment for them; for example, a brainstorming activity. The learners could then share their ideas with their peers and through a general consensus come up with a list of rules they wish to implement in their classroom. The teacher would make the rules manageable, tailoring the rules according to the needs of the learners and so giving the learners ownership of their own rules. The teacher would support, motivate, encourage and persuade the learners. Adult learners will usually feel resentful and alienated if a teacher takes a command and control approach in their style of teaching. Behaviour and respect are mutually interlinked. Good teacher/learner relationships and peer relationships are based on mutual respect. The learner respects the teacher for their teaching skills, personal qualities, knowledge and professionalism and the teacher respects the learner as an individual and their attempts to learn. All rules underpin behaviour and respect for others as respect and behaviour are mutually inclusive. Overt behaviour comes from respect.

Free Essays on German Culture

Marriage and family Religion Few are of the 35% Germans are protestants mostly Lutehrans about 34% of the people are Roman Catholics. And about 2 % are Muslims. Education Education in Germany is controlled my the individual states. All children must go to school full-time for at least 9 or 10 years, starting at age 6. But the length of time children spend in elementary and other types of schools varies from state to state. In most German states, children attend elementary school for four years. Children may then go to one of several types of schools. A gymnasium is a traditional junior and senior high school. This type of school prepares students for entrance into a university. There are also intermediate schools. They provide students with academic subjects as well as some job training. Other schools are vocational schools. These have fewer academic subjects than the other types of schools but offer much job training. Comprehensive schools combine all three types of jinior snd senior high levels of education. Germany has several universities and many specialized and technical colleges. Economic Unification began in the early 90?s both west and east Germany?s currency began to operate under a free enterprise system. Government The government was established after the unification of East and West Germany in 1990. It was based on the democratic system. The parliament of germany has two houses that are elected my the voters to a four year terms. Executive, the federal chancellor is the head of germany?s gobvernment. German state lesislatiures elcet the president to a five year term. Germany has 16 states each stat has a legislature elected to a four year term. Christian democratic union and social deomocratic party are germany?s largest political parties. Germany also has smaller political parties. Free Domocratic Party, which is a liberal party and the Green Party, which represents encironmental cause... Free Essays on German Culture Free Essays on German Culture Marriage and family Religion Few are of the 35% Germans are protestants mostly Lutehrans about 34% of the people are Roman Catholics. And about 2 % are Muslims. Education Education in Germany is controlled my the individual states. All children must go to school full-time for at least 9 or 10 years, starting at age 6. But the length of time children spend in elementary and other types of schools varies from state to state. In most German states, children attend elementary school for four years. Children may then go to one of several types of schools. A gymnasium is a traditional junior and senior high school. This type of school prepares students for entrance into a university. There are also intermediate schools. They provide students with academic subjects as well as some job training. Other schools are vocational schools. These have fewer academic subjects than the other types of schools but offer much job training. Comprehensive schools combine all three types of jinior snd senior high levels of education. Germany has several universities and many specialized and technical colleges. Economic Unification began in the early 90?s both west and east Germany?s currency began to operate under a free enterprise system. Government The government was established after the unification of East and West Germany in 1990. It was based on the democratic system. The parliament of germany has two houses that are elected my the voters to a four year terms. Executive, the federal chancellor is the head of germany?s gobvernment. German state lesislatiures elcet the president to a five year term. Germany has 16 states each stat has a legislature elected to a four year term. Christian democratic union and social deomocratic party are germany?s largest political parties. Germany also has smaller political parties. Free Domocratic Party, which is a liberal party and the Green Party, which represents encironmental cause...

How to Pass the CAHSEE Expert Strategy Guide

How to Pass the CAHSEE Expert Strategy Guide SAT / ACT Prep Online Guides and Tips Do you go to school in California? Chances are you’ve heard of the CAHSEE – the exam all Californians need to take to graduate high school. You might be wondering how to pass the CAHSEE. In this post, we will explain what the CAHSEE tests, what you need to do to pass, and how to study for it. What Is the CAHSEE? The CAHSEE (California High School Exit Examination) is an exam all California high school students must pass to earn a high school diploma. Students take the exam for the first time sophomore year, and retake it in later years if they don’t pass. The exam has two sections – math and English Language Arts (ELA). Most students, around 80% each year, pass the exam on their first try. In 2014, 85% of sophomores passed math and 83% of sophomores passed ELA. However, the pass rate is significantly lower for English Language Learners (ELLs) and students with disabilities. In 2014, 42% of special education sophomores passed math, and 39% passed ELA. Only 54% of ELLs passed math, and 38% passed ELA. The test is only given in English, making the ELA portion especially challenging for students still learning the language. The CAHSEE is not designed to be an extra burden or especially difficult, and students are expected to pass with the basics of what they learn in high school. The goal of the CAHSEE is to ensure all California high school graduates have met a certain skill threshold. However, if you’re worried about passing, this guide will give you the tools you need for success – and a California high school diploma. What If I Fail? Before we dig into the study guide, it’s important to know what happens if you fail the CAHSEE. You will take the CAHSEE for the first time sophomore year. If you don’t pass a section, you will just have to retake that section – for example, if you pass ELA but fail math, you will only have to take math again. If you fail both sections, you will retake both. You can retry the CAHSEE twice in junior year and up to five times senior year. So don’t stress if you don’t pass during sophomore year – you will get plenty of chances to retry the test. If you don’t pass by graduation, you can try for up to two school years after. Depending on your district, there may be summer school or fifth year options to help you pass the CAHSEE and complete high school. Contact your school to find out their policy for students who don’t pass CAHSEE by graduation. How To Pass The CAHSEE: English The English, or ELA, section is mostly multiple-choice, though there is a written response section as well. It covers reading and writing topics. To pass, you need to be able to comprehend and analyze passages, and also know the basics of English grammar and writing strategies. If you don't do much reading in your spare time, try to do a little every day, even if you're just reading articles online or books for fun. Daily reading can help you get better at reading comprehension, even on standardized tests like the CAHSEE. This section is untimed, so unlike high-stakes tests like the SAT and ACT, you don’t have to worry about pacing. The reading topics are: Word Analysis (7 questions) Reading Comprehension (18 questions) Literary Response and Analysis (20 questions) The reading questions mostly consist of reading passages and answering questions about them. The writing topics are: Writing Strategy (12 questions) Writing Application (1 essay question) English Language Conventions (15 questions) This comes to a total of 72 multiple-choice questions, plus 7 additional unscored questions sprinkled in used to test out new question types. The ELA section is given a scaled score between 275 and 450. A scaled score means they translate the raw scores (a.k.a. how many points you get from right answers) into a number between 275 and 450. Anything above 350 is passing. There is not a set amount of raw points you need, since scaling can change from test to test. So you should aim to get a majority of the questions correct, though you don't need to shoot for perfection. Your essay will be assigned a score from 1 to 4, with 4 being best. Two people will read it, and their scores will be averaged. Your essay won’t be scored if it is illegible, not in English, or off-topic. How To Pass the CAHSEE: Math The math section of the CAHSEE is all multiple-choice questions. It is untimed, so again, you don’t have to worry about rushing through. However, there are no calculators allowed, so you have to do all math work by hand. If you rely on calculators to do multiplication and division, you have to practice doing math on paper. To pass, you also need to have a pretty solid understanding of math through basic geometry and Algebra I. Or practice on a chalkboard for some old-school cool. The math section tests the following topics: Probability, Data Analysis and Statistics (12 questions) Number Sense (14 questions) Algebra and Functions: (17 questions) Measurement and Geometry: (17 questions) Algebra 1 (12 questions) Mathematical Reasoning (8 questions) Unscored trial questions (12 questions) This makes for 92 total questions. The math section is also scored between 275 and 450, with anything above 350 passing. Again, aim to get a majority of the questions right, but don't worry about being 100% perfect. CAHSEE Study Guide So now that you know what's on the CAHSEE and how many chances you will have to pass it, how should you study for it? And what can you use? We will show you how to come up with a study plan, what resources to use, and how to get help at school. Score Report = Study Guide After you take the CAHSEE, you will get a detailed report that says how well you did in each topic. For example, it will say how many Algebra and functions questions you got right, in addition to giving an overall math section score. If you failed the CAHSEE the first time, don’t get overwhelmed by the score report saying all the things you did wrong. You don’t have to fix every single mistake to pass – you just need to fix enough to get above 350. Use your score report as a study guide. Start with the sections you missed the most questions on and focus on learning that material first. As an example, say a student got the following score report for math: Probability, Data Analysis and Statistics: 7 / 12 Number Sense: / 14 Algebra and Functions: 3 / 17 Measurement and Geometry: 2 / 17 Algebra 1: 2 / 12 Mathematical Reasoning: 4 / 8 While this student missed points in every section, they have the most work to do in Algebra and Functions, Measurement and Geometry, and Algebra 1. Since those topics build on each other – you need to understand basic algebra before getting Geometry and Algebra 1 – they should start by studying Algebra and Functions, and then move onto Geometry and Algebra 1. Also, those sections also happen to be the largest, with 17 questions each for Algebra and Functions and Measurement and Geometry, and 12 questions for Algebra 1. So if they can improve their scores in those three sections, they will be on track to pass. If they have extra time, they can review the other sections. But they should focus on learning Algebra and Geometry skills and practicing problems in those sections. If you haven't taken the CAHSEE yet, start with the official study guides (which we will link to below) and focus on what is most difficult for you. Gather Your Resources You won't need tons of books to study for the CAHSEE, since there are many resources online. Make sure you have studying basics, though, like a notebook, pen, and earplugs if they help you focus. Before you start studying, you need some materials! Luckily, there is a free, official CAHSEE study guide online and tons of practice questions for each section – way more questions than actually appear on one CAHSEE. 1. Math study guide 2. Math released questions 3. ELA study guide 4. ELA released questions The study guides will walk you through what problems are going to be on the CAHSEE, and what you need to know. Start by reading the study guides before moving onto the practice problems. To do the practice problems, either print them out or look at them on the computer. (You can use a blank notebook to keep track of your answers.) Doing the practice problems is also important so you get used to the format of the CAHSEE. When you correct the problems, don’t just mark what you got wrong and tally your score, try and figure out why you got the question wrong and what you didn’t know. Pretend It's The Real Thing You don’t have to time yourself while practicing, since CAHSEE is untimed, but remember to simulate test conditions by not using a calculator or any outside resources. If you don’t know a question, circle it. Come back to it later and figure out what you would need to know to get the question right. Schedule, Schedule, Schedule Make studying for the CAHSEE part of your weekly schedule. Put it in your calendar like it’s another class or sport. By making CAHSEE studying a set part of your weekly routine, you can retain information from week to week and make sure you get plenty of practice. Also, make sure when you study you find a quiet room without distractions. Whether that means finding a table at your school library or asking your family to give you some space after dinner at night, make sure you find a good study spot. It’s very hard to focus with distractions around, especially other people. Find School Resources Of course, you shouldn’t try to study completely on your own. Your school probably has resources for CAHSEE studying – it’s a goal for every California high school for all of their students to pass and graduate! Some schools have CAHSEE classes you can take. Others have after-school or Saturday study sessions. While it’s not fun to have to give up after-school time for studying, even just a few sessions could help you learn what you need to pass, and you might study faster than you would on your own. Is this the coolest place to spend a Saturday? No. Can it help you pass CAHSEE? Yes. To find out how your school helps students with CAHSEE, go to the guidance counseling office and ask about CAHSEE classes and resources. If your school doesn’t have these, you can find a math and an ELA teacher to help you study. Ask if they can explain topics that you don’t understand, or to help go over practice test answers with you. Some schools also have peer tutoring, and you can ask for help there as well. Special Education If you receive special education services, ask your school’s special education department coordinator about resources for CAHSEE, including accommodations you might not have received that could help you pass. If you normally get accommodations on tests, you should be able to get the same accommodations for CAHSEE. English Language Learners If you’re an English Language Learner, ask your school’s ELL coordinator about accommodations you can get on the CAHSEE, including bilingual dictionaries or a read-aloud test. Remember, it’s in your school’s best interest for all students to pass the CAHSEE. Don’t be shy about tracking down resources that can help you. What’s Next? Also studying for the ACT or SAT? Learn how to improve a low math score. Learn about colleges with the highest admission rates to help start your college planning. Come up with a target SAT or ACT score based on colleges you want to attend. Want to improve your SAT score by 160 points or your ACT score by 4 points? We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Affect vs. Afflict

Affect vs. Afflict Affect vs. Afflict Affect vs. Afflict By Maeve Maddox A reader has asked for a discussion of the words affect and afflict: Please discuss the two words and tell me the difference and under which situations/circumstances they should be used. Affect has a more general application than afflict. Affect transitive verb: influence, act on, have an effect on (materially or emotionally). For example: The steady seaside wind affected the growth of the tree. How will the new law affect homeowners? Being homeless affected the child’s sense of worth. Afflict connotes the idea that suffering accompanies the influence. afflict transitive verb: To distress with continued physical or mental suffering; to torment. Consider the following sentences: 1. Mrs. Baxter’s hands are affected by arthritis. 2. Mrs. Baxter is afflicted with arthritis. The first sentence states an unemotional fact. The disease of arthritis is acting on Mrs. Baxter’s hands. The second sentence suggests that, as arthritis affects Mrs. Baxter, it causes her to suffer. Writers sometimes choose afflict where affect would suffice, in order to infuse an issue with emotional appeal. For example, compare the following sentence pairs: Deep cutbacks have affected public schools this year. Local elementary school districts didnt escape state funding cutbacks that  afflicted public schools  across the state this year.   Budget cuts are  affecting public libraries  all over the country. Many of the ills afflicting  public libraries in Delaware also were found to  afflict public school  libraries. We are presently engaged in various initiatives throughout the York Region with the purpose of creating awareness of the real issues that affect low-income residents in our communities. Transportation, education, economic development- these are all issues that afflict our low-income residents.   Related post Affect Is Usually a Verb Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:Homograph ExamplesItalicizing Foreign WordsComma Before Too?

Recruitment Essay Example | Topics and Well Written Essays - 1500 words - 1

Recruitment - Essay Example For example, smaller firms engage differently with the external labour market than does the larger firm (Atkinson and Meager 1994). For the small firm, such engagement is less predictable and not easily incorporated into formalised systems (Atkinson and Meager). This report highlights the mitigating factors that will determine which strategy is most effective and beneficial for a variety of firm types. â€Å"Human resource management is a strategic and coherent approach to the management of an organization’s most valued assets, the people working there who contribute to the achievement of its objective† (Armstrong 2007, p.14). Centralised hierarchies, as one example, will often use the hard approach to HRM, which is focused around the tangible management activities of controlling, planning and scheduling. The hard style of HRM aligns, technically, human resource capital with business objectives usually using transactional leadership philosophy where rewards are highly contingent on achievement of specific, identified performance guidelines and objectives (Antonakis et al. 2003; Armstrong 2007). The soft approach, however, is more relationship- and people-centric where HR managers and line managers seek to actively build human capital through transformational leadership strategy, coaching, mentoring, and building social capital through establishment of a unified organ isational culture. Whether the business uses hard or soft HRM philosophy will determine whether formal or informal systems of recruitment and selection are most appropriate to the business. Centralised hierarchies do not provide employees with much opportunity for feedback and decision-making whilst decentralised firms genuinely try to exploit human capital by allowing employees to illustrate individualism, creativity and problem-solving on a regular

The Books Reading Essay Example | Topics and Well Written Essays - 1500 words

The Books Reading - Essay Example It enabled me to think beyond the mundane pursuits of life and made me believe that I can be happy in this world by pursuing my wishes and desires and by searching for my â€Å"treasure.† This book changed my view about how to live my life; it has taught me to be happy and to believe in the power of love, whether it is the love that God has bestowed on me or the love that I have for my fellow human beings. Books that are beautiful and touch people greatly automatically do good business. However, lately, there is a trend to treat the publishing industry as a business and not as a way to touch and/or improve the conscience of the reader. Publishing houses do not accept manuscripts which they feel will not fetch them enough money; on the same note, they are attracted to manuscripts that in their opinion would be â€Å"bestsellers† and fetch them business. This leads to the problem of various publishing houses churning out formula books; in other words, books written in a similar genre and pattern. The nineties obsession with thrillers is an example of this when almost every publishing house turned out similarly patterned books that seemed like renditions of Hollywood flicks; albeit some writers were actually writing great books in the genre, most of these books just seemed like cheap versions of the real thing. Lately, there is a trend of publishing religiously oriented books; acc ording to the Book Industry Survey Group, in 2004; there was an 11 percent increase in the gains of such books, reaching almost 2 billion in sales. With such large amounts of money involved, the publishers, of course, follow the trend and do not publish books that are not â€Å"trendy† so to speak.

(Postmodernism) Realities and identities in motion Essay

(Postmodernism) Realities and identities in motion - Essay Example When a society acquires being modified as such, in the process, a number of possibilities are generated, of which one leads to theory, the other to commodity and this is exactly how ‘postmodernism’ and its concept were granted coexistence with humanity. Due to the extensive width or range of application and forms which postmodernism may assume, prominent theorists had each provided a description which is unique on its own and the term has by far not been taken with a single, fixed definition. By research, one may recognize a point of convergence to an idea that readily sticks to mind. It has been claimed with frequency that postmodernism, or pomo for short, is identified with a peculiarly dramatic shift from the contemporary or a radical breaking off the mainstream and ending modernistic convention so as to constitute an entirely new approach on building layers of revolution out of such movement that was highly critical toward modernism. It is a dimension where one could witness nature evolving upon nature in a series of transition rising from competing ways of thought which the society has decided to take to a flexibly sophisticated level in shaping its culture. Not only does postmodernism establishes its presence in art and fashion, but it also extends to a variable degree of influence onto literature, film, architecture, philosophy (Postmodernism – Definition) and several other fields that, in a way or another, are inevitably affected by its collective impact. As postmodernism proceeds to set up a bulk of challenges along the path of modernization, it enables each individual to possess a forward-looking perspective and consequently execute around a sharp attitude for reform of style. With a transforming culture, as one becomes increasingly prone to crises in identity, the person attempts to borrow strength from a character disposed to ‘postmodernity’ in speech, act, and choice of clothing most commonly. Such occasion may vividly reflect the ultimate outcome of postmodernism, through the response of those who have imposed its effect upon themselves. Equivalently, since this truth expands to beyond a region, the postmodern notion of reality all the more affirms the essence of going after modifications by individual pursuit, noting that the materialized concept of postmodernism is well about a multitude who see, hear, and feel each other react differently and take advantage of situations or commodities that they have been accust omed to naturally buy into. At present, people have manifested such truth in reality as they customize preference of films and film types to be watched. ‘The Matrix Trilogy’, for instance, managed to have adjusted to some extent a viewer’s level of thought about a computer system which, beyond logic, rational space, and imagination, has appeared to invade the human world the human world instead of the reverse the nature often times is. It seemingly offers a conditioning for the audience to suppose at random the subtle possibility of being controlled and programmed by a man’s technological creation whose ultimate advanced state is invisibly larger that it reaches the capacity of executing within psychological bounds that projects how humans could

Family Law - relating to divorce Essay Example | Topics and Well Written Essays - 2250 words

Family Law - relating to divorce - Essay Example A division of the High Court, the Family division, also has the jurisdiction of hearing and determining family law cases, including divorce (Strong, DeVault & Cohen, 2011). Divorce should not be confused with marriage annulment, which refers to a legal declaration that a marriage is null and void. A legal process for divorce involves a wide range of issues including child custody, alimony or spousal support, division of debt and distribution of property (Manning & Cohen, 2012). This essay aims at studying the current law governing divorce in England and Wales as well as outlining the various reforms that have taken place to improve the law over the years. Types of divorce in England and Wales There are seven types of divorce cases recognized by the law in England and Wales. These are contested divorce, uncontested divorce, collaborative divorce, summary divorce, mediated divorce, at fault divorce and no fault divorce (Rapoport, 2005). Contested divorce refers to a case where the coup les fail to agree on one or more issues, which are the subject of the divorce such as child custody and division of family assets and liabilities. Contested divorce often takes a longer time and is very costly, as the couple has to hire lawyers to help in the process and the outcome if determined by the hearing judge. Uncontested divorce on the other hand occurs where both parties are able to agree on the issues around the divorce involving children, support and sharing of property. The couple will then present their agreement to the courts for approval, upon which the courts will grant a divorce. Uncontested divorce cases account for about 70% of all divorce cases in the UK and the litigation process often takes a much shorter time (Rapoport, 2005). At fault divorce is one that involves a partner proving to the courts that one of them committed an act that is incompatible with their marital union and warrants a divorce. The faults are often referred to as the grounds for divorce. C ommon grounds for divorce in the UK include adultery, desertion, unreasonable behavior, or two years separation with consent among others. No fault divorce on the other hand is one that does not require any proof or allegation of fault from either party. This type of divorce is very popular in the UK, The US and most Western jurisdictions (Cretney, 2005). Collaborative divorce involves couples coming to an agreement on the main issues of divorce. The agreement is usually conducted with the help of lawyers who have been trained in collaborative divorce processes. The lawyers will then be disqualified from representing the couples in contested legal proceedings in court when the collaborative divorce process begins. Mediated divorce involves third party facilitating the discussion between the two parties involved in the divorce. At the closing stages of the mediation, the parties will present their agreement to a court in order to be granted a divorce. Summary divorce is often used in cases where the parties meet specified eligibility requirements or if they agree on the main issues beforehand. Some of the eligibility requirements include a short marriage of less than five years, minimal or no property and no children among others. Family law on divorce in England and Wales The legal provisions of divorce are stipulated in the Marital Causes

Buying Versus Leasing Assignment Example | Topics and Well Written Essays - 2250 words

Buying Versus Leasing - Assignment Example More significantly, capital budgeting is more commonly used in management planning as it gives an outlay of the long-term implication of purchasing or leasing a new car. Therefore, the main aim of the thesis of this paper is to not only evaluate the suitable choice of acquiring cars, but to also analyze the financial and non-financial factors that influence decision making. Executive Summary Investment decisions are based on economical and effective factors that make the purchase of cars more viable as compared to leasing a car. More significantly, application of capital budgeting in deciding on purchases takes into consideration the viable choice after carrying out appraisal based on the expenses related to buying and leasing and their cost respectively. As a result, capital budgeting is more commonly used in management planning as it gives an outlay of the long-term implication of purchasing or leasing a new car (Thomas & Maurice, 2011). More so, considerations should be undertaken based on the provision economic decisions based on interest rates, sources of finances, end of lease fees, loan terms, personal guarantees and operating cash while making decisions on whether to procure or lease a car as related to economical costs. Even though, leasing allows for payments within small intervals it is considerably expense as the payments accumulate over time with no long-term benefit being derived. Definition In the acquisition of new assets, there are two choices based on whether to lease or purchase. More considerably, leasing comes either as operational or capital lease depending on the terms of the contract. In capital leasing, an individual is allowed to finance the maintenance and use of the car while at the end of the agreed lease term take up ownership after undertaking a nominal buy out lease. On the other hand, operational lease allows for renting of the car, and as a result, there is no ownership entitled at the end of the contract as the lease term allo ws for monthly payments (Powell, 2009). Nonetheless, purchases allow for payments to be made at the initial purchase and ownership of the asset is transferred immediately to the buyer. Even though, the leasing of a car seem viable it involves regular payment of the leasing fee as the returns of the vehicle passes back to the initial owner, when the lease term comes to an end as compared to purchases where upon payment of the purchase price legal ownership is issued immediately to the buyer of the car. As a result, there is a significant difference in terms of payments and ownership term in the purchase and leasing of a car. More considerably, to understand about leasing agreements, it is essential to understand about the lessor as the leasing company in which they deal with leasing of cars based on rights that govern the contract (Powell, 2009). While the leaseholder, or lessee is an individual who utilize services of the leasing company through leasing of vehicles. As the lessee us es the vehicle, they make payment based on calculated monthly lease charge this payment made are considered to cover the interest that is charged by the leasing company for services offered. As a result, the leaseholder makes a choice on the type of lease to undertake. If an individual chooses capital lease, it is known as closed-ended lease because the leaseholder does not get a guarantee of